The National Bank of Egypt (NBE) announced a new adjustment to interest rates on its three-year Platinum Certificate – one of the most prominent savings instruments in Egypt.
This move reflects the banking sector’s efforts to keep pace with economic changes.
The new rate adjustment offers customers a better opportunity to maximize their savings and obtain a stable monthly income, amidst a growing interest in secure investments within banks.
This rate adjustment comes as part of the bank’s ongoing monitoring of interest rate movements and economic changes, ensuring the provision of flexible savings solutions that meet the needs of individuals, particularly those seeking to preserve the value of their savings and generate a regular return.
Here is everything you need to know about the NBE’s Platinum Savings Certificate 2026 – including the new return rate after the adjustment, the calculation of expected profits on a deposit of LE 100,000, and the features that make it one of the most attractive savings options for customers in the banking market.
Increased Return
The Assets and Liabilities Committee (ALCO) of the NBE approved an increase in the return on the Platinum Certificate with monthly returns for a three-year term, bringing it to 17.25 percent annually instead of 16 percent, an increase of 1.25 percentage points, as part of the periodic review of savings products.
Raising the return on the Platinum Certificate to 17.25 percent provides a strong opportunity for citizens to invest securely with a fixed return, especially for those who prefer a regular monthly income, amidst the ongoing competition among banks to offer the best savings options in 2026.
Purchase Date
The new return rate is scheduled to take effect starting Wednesday, April 22, and the certificate will be available for purchase through all bank branches and official digital channels.
Profits on LE 100,000 in the Platinum Certificate
When investing LE 100,000 in the Platinum Certificate with a 17.25 percent annual return paid monthly:
- Annual Return: LE 17,250
- Monthly Return: Approximately LE 1,437
- Total Return Over Three years: LE 51,750.
This makes it a suitable option for those seeking a regular monthly income without risk.
Certificate Features
- Certificate Term: Three years
- Fixed return throughout the certificate’s term
- Return Payment: Regular monthly
- Possibility of loan secured by the certificate
- Easily purchase the certificate from branches or online applications
Why So Popular?
The Platinum Certificate is one of the most popular savings products among customers, thanks to its stable return and the high level of trust in NBE, one of the largest banks in the local market in terms of assets and customer base.
Edited translation from Al-Masry Al-Youm
